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Meet the man behind eHarmony
Dr. Neil Clark Warren, Founder
Dr. Warren is a clinical psychologist and author of eight books on love, marriage and emotional health. During 35 years of counseling thousands of married couples, Dr. Warren observed a set of characteristics that seemed to be present in all successful relationships. He called them the 29 Dimensions of Compatibility. After extensive research involving thousands of married couples, Dr. Warren confirmed that these dimensions were indeed highly predictive of relationship success and could be used to match singles. Ten years later, eHarmony's compatibility matching is responsible for nearly 4% of U. S. marriages.*
*2012 U. S. survey conducted for eHarmony by Harris Interactive®
eHarmony - #1 Trusted Online Dating Site for Singles
eHarmony is the first service within the online dating industry to use a scientific approach to matching highly compatible singles. eHarmony's matching is based on using its 29 DIMENSIONS® model to match couples based on features of compatibility found in thousands of successful relationships.
eHarmony is committed to helping singles find love every day . and with over 20 million registered online users, we are confident in our ability to do so. The eHarmony Compatibility Matching System® matches single women and men based on 29 Dimensions® of Compatibility for lasting and fulfilling relationships.
Traditional Internet dating can be challenging for those singles looking for love that lasts. But eHarmony is not a traditional dating site. Of all the single men or women you may meet online, very few will be compatible with you specifically, and it can be difficult to determine the level of compatibility of a potential partner through methods of conventional dating services – browsing classified ads, online personals, or viewing profile photos. Our Compatibility Matching System does the work for you by narrowing the field from thousands of single prospects to match you with a select group of compatible matches with whom you can build a quality relationship.
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Nearly 4% of U. S. Newlyweds Can't Be Wrong
eHarmony is different than other online dating websites and services, and we believe our success speaks for itself. On average, 438 people get married every day in the United States because of eHarmony; that accounts for nearly 4% of new U. S. marriages.* At eHarmony, we believe you deserve to find love – true love that comes with a lasting relationship. Because of this, we are committed to assisting singles everywhere in their search to find love and romantic fulfillment.
*2012 U. S. survey conducted for eHarmony by Harris Interactive® online, very few will be compatible with you specifically, and it can be difficult to determine the level of compatibility of a potential partner through methods of conventional dating services – browsing classified ads, online personals, or viewing profile photos. Our Compatibility Matching System does the work for you by narrowing the field from thousands of single prospects to match you with a select group of compatible matches with whom you can build a quality relationship.
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With over 20 million registered users, the eHarmony member base is an ethnically, racially, and religiously diverse group of individuals of all ages – all of whom are looking to find someone special. Amongst our most popular demographics are: Christian Singles. Jewish Singles. Black Singles. Hispanic Singles. Asian Singles. 30s Singles and Senior Singles. We understand it can be difficult to find a mate with whom you share a similar background, goals, or beliefs, and regardless of who you may be looking for, eHarmony wants to help you find the love of your life.
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Unlike traditional dating websites, eHarmony matches compatible men and women based on 29 Dimensions of Compatibility that are predictors of long-term relationship success. Determining compatibility through conventional dating methods could take months, or even years, of interaction between you and your potential partner. At eHarmony, we deliver more than personal ads . We are committed to matching you with truly compatible men or women in order to provide you with the best online dating and relationship experience possible. This is one of the many reasons why eHarmony is now the #1 Trusted Online Dating Site for American singles.
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eHarmony Success Stories
If you've met someone special through eHarmony, please contact us and let us know how it all started and how the relationship is progressing. Thousands of eHarmony couples have shared their stories with us. To learn more about eHarmony success stories, simply click the link below.
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Sample Letter of Intent
For an explanation of this agreement see Information File Overview of Letters of Intent File .
<<date>>
<<addressee>>
<<address>>
<<address>>
<<address>>
RE: CONFIDENTIAL LETTER OF INTENT
Greetings:
The purpose of this Letter of Intent (“Letter”) is to set forth certain non-binding understandings and certain binding commitments between ____________________, (“Acquirer”) and [ list names of owners ] . owners of 100% of the capital stock of ______________________, (“Target”), with respect to a proposed transaction in which Acquirer, or its affiliate, will purchase all of the capital stock of Target. For purposes of this Letter, Target, each of its shareholders, and Acquirer are sometimes collectively referred to as “parties” and individually as a “party.”
The terms of the acquisition will be more particularly set forth in a purchase agreement and one or more definitive agreements (collectively “Definitive Agreements”) to be mutually agreed upon by the parties. This Letter outlines the proposed transaction based on each party’s present understanding of the current condition of the assets and business operations of Target. In particular, Acquirer understands that Target owns all of the land, buildings, equipment, rolling stock, and other assets consisting of the facility in [city and state of facility/assets] and that [list names of shareholders] collectively own 100% of the outstanding shares of capital stock of Target. [List names of shareholders] understand that Acquirer may assign its rights under this Letter.
The following numbered paragraphs 1 - 4 of Part One constitute a general outline of the proposed transaction, the purchase price, key ancillary agreements, and important conditions. The provisions shall be included in the Definitive Agreements, but in all instances shall be subject to and contingent upon the parties reaching agreement on the Definitive Agreements and the terms and conditions set forth in the Definitive Agreements. The parties expressly state their intention that this Letter as a whole, and paragraphs 1 through 4 of Part One, in particular, do not and shall not constitute a legal and binding obligation, contract, or agreement between any of the parties, are not intended to be an extensive summary of all of the terms and conditions of the proposed acquisition or the Definitive Agreements. The parties do, however, expressly intend that paragraphs 5 through 10 of Part Two of this Letter, upon acceptance by [list names of shareholders] . Target and Acquirer, shall constitute the parties’ agreements with respect to the procedures for negotiation and preparation of the Definitive Agreements.
PART ONE: NONBINDING STATEMENT OF UNDERSTANDING
1. Acquisition of the Stock . Subject to (1) the satisfactory results of a due diligence inspection by Acquirer (as provided in paragraph 5) and the making of any agreed upon adjustments to the acquisition price reflecting the assets, liabilities (both known and contingent), finances, and business operations of Target, and (2) the ability of Acquirer to secure adequate debt financing to acquire the capital stock for the purchase price (as defined below) and adequately capitalize the business to operate Target’s business, and (3) also subject to the conditions, agreements, and undertakings referred to below in this Letter, Acquirer will purchase all of the issued and outstanding capital stock of Target.
Acquirer will purchase the capital stock for a purchase price of $___________________ (“Purchase Price”) subject to the provisions of this Letter. $________________ of the Purchase Price will be paid in cash on the date of acquisition (“closing”). Acquirer will pay the remaining $____________ portion of the Purchase Price over a five-year period under a subordinated note secured by a pledge of Target stock with the following terms and other terms that may be agreed to by the parties and subject to senior lender approval: (1) the annual rate of interest on the unpaid portion shall be ______%; (2) payments shall be made quarterly with the first payment being an interest only payment in the amount of $___________; (3) payments 2 through ___ shall be interest and principal payments each in the amount of $__________; (4) Acquirer may prepay the note at any time without penalty; and (5) in the event of default, [list names of shareholders] may take actions necessary to protect their interest.
2. Consulting Agreement; Non-Compete; Board Seat. At closing, [list names of shareholders] will each enter into a ____-month consulting agreement providing for compensation of $_____/day and reimbursement of out-of-pocket expenses when their services are requested by Acquirer. In a separate agreement, and except for providing services to benefit Acquirer, [list names of shareholders] will also each agree not to be involved in any way with the [list type of business that shareholders cannot engage in] until the earlier of Acquirer discontinuing operations or ___ years from the date of closing.
[List names of shareholders] will also be entitled to appoint one director to the Board of Acquirer until the Purchase Price is paid in full. If [list names of shareholders] wish to appoint someone other than one of them, that appointment must be mutually agreed to by all parties. This right extends into any entity that Acquirer merges into or otherwise assigns its rights in this Letter.
3. Preparation of Definitive Agreements. The parties will negotiate the terms and begin preparation of the Definitive Agreements that will govern the Acquirer’s proposed acquisition of the capital stock. To the extent appropriate for transactions of this type and size, the Definitive Agreements will contain customary representations, warranties, covenants, indemnities, and other agreements of the parties, including, but not limited to: (1) representations and warranties related to each party’s power and authority to enter into the Definitive Agreements and perform its obligations thereunder; (2) representation and warranty by [ list names of shareholders ] that the accounts receivable plus cash, less accounts payable, of Target will be equal to or greater than $___________ on the day prior to closing; (3) ownership and title to the capital stock of Target (and that such interest will be conveyed free and clear of all encumbrances); (4) various representations and warranties concerning Target and Acquirer such as due organization, good standing, the absence of violation of other agreements and laws, the accuracy of financial information being relied upon, and other matters customary for transactions of this sort; (5) indemnities from [ list names of shareholders ] in favor of Acquirer against all claims and liabilities with respect to breach of such representations and warranties concerning their ownership interest in the capital stock of Target in favor of Acquirer against all claims and liabilities with respect to breach of such representations and warranties; (6) indemnities from [list names of shareholders] in favor of Acquirer for environmental liability caused prior to the date of closing and an indemnity from Acquirer in favor of [list names of shareholders] for environmental liability caused after the date of closing; and (7) indemnities from Acquirer in favor of [list names of shareholders] against all claims and liabilities with respect to breach of Acquirer’s representations and warranties.
The Definitive Agreements are expected to include, without limitation: (1) a purchase and sale agreement to govern Acquirer’s acquisition of the capital stock, (2) a promissory note, (3) a consulting agreement, (4) a non-compete agreement, and (5) any other agreements necessary or desirable in connection with any of the foregoing arrangements or any transaction contemplated herein.
4. Conditions Precedent to the Closing of Proposed Acquisition. The Definitive Agreements shall include customary conditions precedent generally applicable to an acquisition of the nature and size of the transactions contemplated by this Letter, each of which must be satisfied prior to the consummation of the transactions contemplated thereby. In general, the closing of the proposed acquisition and the obligations of each party under the Definitive Agreements will be subject to the satisfaction of the conditions precedent, which shall include but not be limited to:
Satisfactory Results of Due Diligence. The satisfactory completion of due diligence investigation and acquisition audit by Acquirer (as provided in paragraph 5) showing that the assets of Target and any actual or contingent liabilities against those assets, and the prospective business operations by Acquirer of Target’s business are substantially the same as currently understood by Acquirer as of the date of this Letter (determined without regard to any documents which Target or any party may have previously delivered to Acquirer).
Compliance. Satisfactory determination that the acquisition and prospective business operations by Acquirer of Target’s business will comply with all applicable laws and regulations, including antitrust and competition laws.
Consents and Approvals. The approval and consent of the Definitive Agreements by the respective Boards of Target and Acquirer and the receipt of the consents and approvals from all governmental entities, utility providers, railways, material vendors, lenders, landlords, customers, and other parties that are necessary or appropriate to the acquisition of the capital stock and for the prospective business operation by Acquirer, and the receipt of all necessary governmental approvals including the expiration or termination of all required waiting periods.
Absence of Material Litigation or Adverse Change. There must be no pending or threatened material claims or litigation involving Target, and no material adverse change in the business prospects of Acquirer operating Target’s business.
Delivery of Legal Opinions. Customary legal opinions must be delivered, the content of which shall be mutually agreed upon.
Successful Financing. Acquirer must secure the debt and equity financing necessary to acquire the capital stock of Target.
Environmental. An environmental inspection by a licensed environmental inspection firm contracted by Acquirer must show the assets of Target to be free from significant environmental liabilities. Acquirer shall be given access to the property of Target and documents as necessary for Acquirer and its agents to conduct the inspection and prepare the reports at the Acquirer’ cost. [List names of shareholders] and Target shall represent and warrant as a condition of closing that to the best of their knowledge there are no material adverse environmental liabilities associated with Target or the property it owns.
PART TWO: AGREEMENTS OF THE PARTIES REGARDING THE PROCEDURES FOR NEGOTIATION AND PREPARATION OF THE DEFINITIVE AGREEMENTS.
In consideration of the costs to be borne by each party in pursuing the acquisition and sale contemplated by this Letter and in consideration of the mutual undertakings by the parties as to the matters described in this Letter, upon execution of counterparts of this Letter by each party, the following paragraphs 5 through 10 will constitute legally binding and enforceable agreements of the parties regarding the procedures for the negotiation and preparation of the Definitive Agreements.
5. Due Diligence. From the date of acceptance by the parties of the terms of this Letter, until the negotiations are terminated as provided in paragraph 9 of this Letter, Target will give Acquirer and Acquirer’s management personnel, legal counsel, accountants, and technical and financial advisors full access and opportunity to inspect, investigate, and audit the books, records, contracts, and other documents of Target as it relates to Target’s business and all of Target’s assets and liabilities (actual or contingent), including, without limitation, inspecting Target’s property and conducting additional environmental inspections of property and reviewing financial records, contracts, operating plans, and other business records for the purposes of evaluating issues related to the operation of Target’s business. Target further agrees to provide Acquirer with such additional information as may be reasonably requested pertaining to Target’s business and assets to the extent reasonably necessary to complete the Definitive Agreements.
6. Confidentiality. By their signature below, each party agrees to keep in strict confidence all information regarding the terms of the proposed acquisition of the capital stock, except to the extent Acquirer must disclose information to lenders and equity partners to obtain necessary debt and equity financing. If this proposal is terminated as provided in paragraph 9, each party upon request will promptly return to the other party all documents, contracts, records, or other information received by it that disclose or embody confidential information of the other party. Acquirer agrees to keep all material and information provided to it, under paragraph 5 above, confidential and to promptly return the same to Target upon termination of this Letter. The provisions of this paragraph shall survive termination of the agreements set forth in paragraphs 5 through 10.
7. Public Disclosure. No party will make any public disclosure or issue any press releases pertaining to the existence of this Letter or to the proposed acquisition and sale between the parties without having first obtained the consent of the other parties, except for communications with employees, customers, suppliers, governmental agencies, and other groups as may be legally required or necessary or appropriate (i. e. any securities filings or notices), and which are not inconsistent with the prompt consummation of the transactions contemplated in this Letter. The provisions of this paragraph shall survive termination of the agreements set forth in paragraphs 5 through 10.
8. Disclaimer of Liabilities. Except for breach of any confidentiality provisions hereof, no party to this Letter shall have any liability to any other party for any liabilities, losses, damages (whether special, incidental, or consequential), costs, or expenses incurred by the party in the event the negotiations among the parties are terminated as provided in paragraph 9. Except to the extent otherwise provided in any Definitive Agreement entered into by the parties, each party shall be solely responsible for its own expenses, legal fees, and consulting fees related to the negotiations described in this Letter, whether or not any of the transactions contemplated in this Letter are consummated.
9. TERMINATION. Except for the provisions set forth in paragraphs 5 through 10 of Part Two, each party hereby reaffirms its intention that this Letter as a whole, and paragraphs 1 through 4, in particular, are not intended to constitute, and shall not constitute, a legal and binding obligation, contract or agreement between any of the parties, and are not intended to be relied upon by any party as constituting such. Accordingly, the parties agree that any party to this Letter may unilaterally withdraw from negotiation or dealing at any time for any or no reason at the withdrawing party’s sole discretion by notifying the other party of the withdrawal in writing. If any party withdraws from dealing or negotiation prior to ___________, or fails to negotiate in good faith, or if each party hereto has not entered into the Purchase Agreement by _________________, then any obligation to negotiate and prepare the Definitive Agreements or otherwise deal with any other party to this Letter, and the agreements of the parties set forth in paragraphs 5 through 10 shall immediately terminate and Target(s) shall retain the deposit described in paragraph 10. It is agreed, however, that the terms of any Purchase Agreement or other Definitive Agreements entered into by the parties controls over the right to withdraw from dealing or negotiations in this paragraph.
10. Acquirer Exclusive Opportunity; Deposit. [List names of shareholders] agree that none of them nor any of their affiliates will pursue, solicit, or discuss any opportunities for any party other than Acquirer to acquire or otherwise control the capital stock of Target until this Letter is terminated by Acquirer or mutually by Acquirer and [list names of shareholders] or any of the events in paragraph 9 do not occur by the dates stated and [list names of shareholders] notify Acquirer in writing that they are pursuing other buyers for the capital stock. In consideration for this exclusive opportunity, Acquirer will pay to [list names of shareholders] . collectively, a $__________ deposit upon the execution by them of this Letter. The deposit is non-refundable but will be applied to the Purchase Price at closing.
If the terms of this Letter are agreeable to you, please sign a copy of this Letter and return a signed copy to me at _____________________ by no later than noon on _________________, followed by a mailed original signed copy. This Agreement may be executed in one or more counterparts, each of which when so executed shall be deemed an original, but all of which taken together shall constitute one and the same document. Upon acceptance of the binding provisions of this Letter (those provisions set forth in paragraphs 5 through 10) by each party, the parties will negotiate in good faith to prepare and enter into Definitive Agreements to govern the proposed acquisition and sale, subject to the termination provisions set forth in paragraph 9.
Should you have any questions, please contact me at the phone number listed above.
Sincerely,
Joe R. Thompson, 612-367-8736, Barnes & Thornburg, LLP, 225 S 6th Street, Suite 2800, Minneapolis, MN 55402
Sources: Pat Bowlen no longer Broncos' major decision maker amid "memory loss" questions
Pat Bowlen.
For months commentators have been engaged in a coded whisper campaign about Denver Broncos owner Pat Bowlen's health and diminished role in the organization. As the 2-6 team staggers into a bye week amid raging concerns about its leadership, talk about Bowlen's admitted "short-term memory loss problems" and low profile has intensified, even as club officials insist that everything's fine. Nonetheless, knowledgeable sources tell Westword Bowlen is no longer the team's major decision maker on key subjects.
The rumor mill started grinding in earnest last year, after Bowlen informed Denver Post columnist Woody Paige that his memory isn't what it used to be and that he was even having trouble recalling details of the Broncos' championship seasons in the late 1990s. Never the most accessible of NFL owners, Bowlen has granted few audiences to journalists since that exchange; his last interview was more than nine months ago.
The revelation prompted other writers less obeisant than Paige to ask whether the memory problems had played a part in the acrimonious Jay Cutler trade. Cutler insisted he'd responded to Bowlen's efforts to contact him during the tense standoff; Bowlen recalled no such thing. On his ESPN blog, Rick Reilly wondered whether the owner's slippery recall "and other curious goings-on " in Bronco management would cost the team for years to come.
A little forgetfulness is part of the aging process, of course, but even Paige has intimated that it may be something more serious. After the Broncos' collapse in London last week, his column on the debacle fueled more online chatter about the boss by hinting at the degree to which the organization has closed ranks around him: "Bowlen stood quietly on the sideline at the end of the loss Sunday night and did not talk to the media afterward. He has medical issues, and is maintaining a much lower profile (read: no profile at all) this season."
That's not quite accurate, according to team spokesman Patrick Smyth. "Mr. Bowlen is heavily involved in all matters of the organization and remains a key figure on several NFL committees," Smyth wrote in an e-mail to Westword . "He does, however, maintain a less visible role with regard to interviews and media appearances."
But Bowlen's involvement in the team's current woes may be much more limited than most fans suspect. According to two sources knowledgeable about front-office operations, Broncos chief operating officer Joe Ellis, who was deeply enmeshed in the firing of head coach Mike Shanahan and the hiring of Josh McDaniels, is now the team's major decision maker on most, if not all, key financial and management questions.
Ellis puts an upbeat spin on Bowlen's vanishing act in an interview with Mike Klis in today's Post . insisting that Bowlen is "doing well," is still active in day-to-day operations and "speaks to the coach every day." There's clearly a concerted effort to present the transition of power as Bowlen's call: "He's elected at this point in his life to step back and not be in the spotlight as much as he was," Ellis tells Klis. But all these assurances by the new voice of management only raise more questions about why the owner isn't speaking for himself.
Since buying the team from Edgar Kaiser and other interests in 1984, Bowlen has been a driving force in shaping the Broncos into one of the most-prized (and most-scrutinized) franchises in the NFL. Even if he chose to go public with what Paige cryptically refers to as his "medical issues," it's doubtful that such a move would put the speculation to rest.
Yet it seems particularly unfortunate that, at a time when the Broncos seem to hitting depths of disarray they haven't seen for years, the man who steered them through so many good and great moments is -- for whatever reason -- silent and sidelined.
